"Sam" (samwellington)
02/27/2015 at 11:00 • Filed to: None
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"Sam" (samwellington)
02/27/2015 at 11:00 • Filed to: None | 1
| 13 |
So an importer has a 1990 Toyota Sera that is currently on a boat from Japan to the US. I'm considering making the purchase, but I was wondering if anyone has any information on getting car insurance with a vehicle like this. It's probably one of only a handful in the United States, possibly even the only one. Will an insurance company just laugh at me? I'm planning on DDing the thing, so specialty insurance doesn't really work. If you know of any specific insurance companies, let me know. Bonus pic of a car similar to the one which is coming here. (same color)
XJDano
> Sam
02/27/2015 at 11:03 |
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How much? Seems like it'd be easier to buy from an importer after its already here instead of going Doug's route.
I'd call my agent first see what they say and what there options are.
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Sam
> XJDano
02/27/2015 at 11:05 |
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It's going to be brought in and registered before I buy it. They want $6495 for it.
II would just ask our agent, but for some reason my parents believe that asking about a vehicle will make our rates go sky-high.
Jake Huitt - Two Alfas And A Nissan, Not A Single Running Car
> Sam
02/27/2015 at 11:12 |
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The rates wont change, unless you add a car. Give them a call and see what it will cost.
Sn210
> Sam
02/27/2015 at 11:14 |
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First off, that's beyond cool. Would classic car insurance like Haggerty work? I have no idea, just brainstorming
RazoE
> Sam
02/27/2015 at 11:15 |
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I know it's unique because of its doors, but it's technically a Toyota Tercel under the skin. Shouldn't be too hard to get it registered.
Wacko
> Sam
02/27/2015 at 11:16 |
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Wow, didn't know those exist.
Was gonna say they look like a modified Paseo, which was a modified tercel.
After a short google search. It is a modified Paseo
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Sam
> Sn210
02/27/2015 at 11:18 |
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They tend to have really low mileage limits. I tried to input 15,000 annual miles into their quote machine and it said "This seems too high, are you sure it isn't an odometer reading?" The usual mileage with them is around 3500 a year.
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XJDano
> Sam
02/27/2015 at 11:19 |
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I agree that rates won't actually change unless you add something. You can call a few places and get quotes, it's when you agree to the coverage when they charge you.
Flat out ask insurance agent if you ask questions will it raise your parents rates. If he says yes or maybe hang up and call an agent you aren't with. They will answer anything they can then try to get your parents to switch.
You have questions on how to give them more money, they will like try to answer in their favor instead of chasing you to another agent and possibly loose a client.
jariten1781
> Sam
02/27/2015 at 11:21 |
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You'll have better luck with an agent than the big boys. The agent, assuming they're decent, will just class it with something similar
Another option would be to use something like JC Taylor. They will write out an agreed value policy without mileage limits. Worth a look, don't know if it'd come out more expensive or not.
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Sn210
> Sam
02/27/2015 at 11:22 |
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damn, maybe reach out to Doug to see what his plan is?
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Sam
> Wacko
02/27/2015 at 11:33 |
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The modified Paseo that inspired the mother of all supercar doors -
Mattbob
> Sam
02/27/2015 at 12:10 |
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if asking about a car will change your rates, you are with the wrong insurance company.
JGrabowMSt
> Sam
03/07/2015 at 13:13 |
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I'm late to the party, but I'm curious how many years you've been driving. I'm not particularly a fan of AllState, but they've given me a "reasonable" rate compared to other companies that wont even consider insuring my SL. It's not currently on AllState, but I'm considering the switch.